Sunday, March 17, 2019

Health Insurance For Cats | Is It Good News Or Bad News?

Find out whether your health insurance for cats will cover an ER visit

Will your health insurance for cats cover that ER visit?
Accidents happen. Especially in the middle of the night. But now, if your health insurance for cats is with ASPCA or Hartville, you can find out how many high-credit limit cards you have to take with you as you rush your cat off to the ER.

Owned by Crum and Forster Pet Insurance Group, the companies aim to relieve the sticker shock of an ER visit by letting customers know ahead of time whether the cat's procedure will be covered. They also provide an estimate of how much of the bill will be reimbursed. I can see where the answers to those questions could cause even more sticker shock. But isn't that why we have credit cards?


Care Credit Pussyfoots Into The Health Insurance For Cats Market


We're not sure what this will mean for consumers, but Synchrony Bank, the owner of Care Credit, has purchased Pets Best pet insurance.




In a press release, Synchrony says the pet insurance market is expected to double by 2022.

"With Pets Best, we now have unique insight into the fast-growing pet health insurance market and can offer pet owners more choices for their pet's care," Care Credit CEO Beto Casellas says in the press release. 

"This acquisition will further strengthen our strong veterinary relationships by giving veterinarians the ability to offer comprehensive financial options and a seamless customer experience." But don't customers have that anyway? I'm curious to see how this plays out.


Alternatives To Health Insurance For Cats



For those of us who don't want or can't afford health insurance for cats, Care Credit is a low-interest credit card that can be used for vet care. Wells Fargo offers a similar credit card. And Scratchpay is a low interest loan program to use for vet bills.

Other alternatives to health insurance for cats are starting a savings account just for your cats' health care or having a credit card that you use only for vet bills.

If you're thinking about getting health insurance for cats, look at all the options and be sure to read the fine print. Reading reviews by consumers, not just review websites, is always a good idea, too. 

Do you need more help with vet bills? These charities might be able to help. 



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